Long-term care planning can help protect retirement assets while providing resources for qualifying care received at home, in an assisted-living facility or in another covered setting.
This page will feature two educational OneAmerica case studies:
These two examples will explain how long-term care insurance can combine guaranteed benefits with potential death benefits, contract value and lifetime-benefit options.
We will use the policy examples to explain:
Asset-based long-term care strategies are designed to provide meaningful benefits if extended care is needed while preserving other contract benefits when care is not needed.
We will review the available options and show how the benefits can be structured to support your income, care preferences, family and estate goals.
The detailed OneAmerica illustrations and policy numbers will be added after the actual policies and carrier-approved materials are reviewed. Personal policy information will remain anonymized.
Request a Long-Term Care Planning Review
Long-term care product availability, benefit periods, lifetime-benefit options, premiums, riders, exclusions and underwriting requirements vary by state and contract. Guaranteed benefits remain subject to the contract's eligibility requirements and the issuing insurer's claims-paying ability. This information is educational and is not a guarantee of individual eligibility or benefits.